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#1: How Delayed Is The Baggage?
A problem that many travelers experience focuses on the loss of baggage or its redirection to another destination. Baggage delay coverage reimburses you for necessary personal items — such as clothing, toiletries, and medications — that you need to purchase while waiting for your delayed luggage to arrive. Coverage is typically triggered after 12 or more hours of delay.
#2: How Long Was The Luggage
Baggage delay benefits are typically triggered when your checked baggage is delayed for a set number of hours (usually 12 or more) by a common carrier. You may be reimbursed for purchases of necessary items up to a specified maximum amount. Keep all receipts, as reimbursement requires proof of purchase. Coverage limits and trigger timeframes vary by policy.
Travel Insurance Glossary
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