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The length of time that a travel insurance plan will cover you for the duration of a trip is the coverage period. Coverage period is one of the most important components of your travel insurance policy. You should buy travel insurance that covers the total length of your trip, and you should purchase it before you travel, not once you have already started your trip.
Trip cancellation coverage typically begins as soon as you purchase the policy and extends until your scheduled departure date. Other coverages (such as medical, trip interruption, and baggage) generally become effective on your scheduled departure date and end on your return date or the coverage end date specified in your policy.
If your trip is extended beyond the original return date due to covered circumstances, many policies will automatically extend coverage. Always notify your insurer of any changes to your trip dates.
Travel Insurance Glossary
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