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What Does Terrorism Coverage Include?
Coverage for terrorism includes any act of violence that results in major damage or loss of life from an individual attempting to gain control of a government or overthrow it. Terrorism coverage in travel insurance typically allows you to cancel your trip or receive reimbursement if a terrorist act occurs at your destination within a specified period before your departure date.
Important Considerations
Coverage for terrorism varies significantly between policies. Some policies require that the terrorist act occur at your specific destination, while others may cover any act within a broader geographic region. Acts of war are generally excluded from standard travel insurance policies. Read your policy carefully to understand the specific definitions and requirements.
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