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What is Trip Delay Travel Insurance? How Does It Protect Me?
Whether a trip is for business or vacation, planning ahead by purchasing the right travel insurance coverage can prevent a miserable travel experience. The right insurance could even provide a pleasant experience, if not on the trip itself, then at least in the knowledge that you are properly protected.
Dispelling Confusion: the Differences between Trip Cancellation, Trip Interruption, and Trip Delay
There are three types of travel insurance that cover very different situations. Trip cancellation insurance covers the time from when the reservations are made up to the date of departure. If a covered event occurs that forces the trip to be cancelled, trip cancellation insurance will reimburse some percentage of the non-refundable trip cost. Trip interruption insurance covers trips that are interrupted after the trip has begun. Trip delay is separate coverage for food, lodging, and, in some cases, transportation if travel is delayed beyond a certain number of hours.
Why Purchase Trip Delay Insurance?
Because air travel can be disrupted by any number of circumstances beyond the control of the airlines, delays in flying are not unusual. Your airline has no obligation to assist or compensate passengers stranded when flights must be delayed, cancelled or rerouted. Trip delay insurance will help to provide financial assistance for the unexpected delays in your trip. As always, read the policy to be certain what is covered.
Travel Insurance Glossary
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