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What Does Baggage Loss Coverage Include?
Baggage and personal effects loss is one of the most commonly used terms in the travel insurance glossary. This is something that many people on a trip experience. The term refers to the loss of luggage, personal belongings, documents, or any other items that the traveler has been carrying along. Coverage typically reimburses you for the actual cash value or repair cost of your lost, stolen, or damaged baggage and personal effects.
Filing a Baggage Loss Claim
To file a baggage loss claim, you typically need to report the loss to the carrier or local authorities and obtain a written report. Keep all receipts for items replaced. Your insurer will require documentation of the loss and proof of value for claimed items. Coverage limits and exclusions vary by policy.
Travel Insurance Glossary
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